Hurt at work?
Disclaimer: The following article is full of relevant and useful information, however, targeted towards those located in Arizona.
If you were hurt at work or injured while on the job, you may be eligible for workers’ compensation. Workers’ compensation is a form of insurance that provides financial compensation and medical benefits to employees injured while on the job, in the course of employment. Workers’ compensation is offered in exchange for mandated relinquishment of the employee’s right to sue his or her employer for the tort of negligence. So while you recover, you will be compensated for the inconvenience and inability to currently continue work. With workers’ compensation, provisions can be made for weekly payments in replacement of wages, similar to a form of disability insurance.
Over the last decade, medical inflation has been over 48%. If you get hurt at work, your next step should be to seek out guidance and support from a workers compensation attorney. Workers’ Compensation Laws were originally created and established to provide the employee with benefits to sustain them through their troubled times associated with an on the job injury or disability. On average, individuals who are receiving disability benefits are paid between 50% and 70% of their normal wage. Each insurance carrier will write workers’ compensation insurance through numerous different underwriting companies.
The same physical loss can have a completely different impact on the earning capacity of individuals in different professions. For example, the loss of a finger could modestly reduce a banker’s professional facilities but absolutely ruin a pianist.
Visit the website if you have a claim or concern. We would be happy to help.