You’re at work doing the same thing you’ve done for years, when all of a sudden, you fall off a ladder and shatter your hip. Bam! Just like that, you’re injured, saddled with a load of medical bills you can’t pay, and unable to work. Getting hurt at work is not uncommon as;it happens to employees all the time. Workers compensation can help people keep their heads above water when they get injured or sick because of conditions in the workplace.
When employees are hurt at work, chances are they will be out of commission for weeks, months or even longer. In situations where injuries are severe, the workers may never go back to work. The Bureau of Labor Statistics notes that when workers sustain occupational-related injuries or illnesses and are out of work for more than a year, there is only a 25% chance they will return.
What to do if you get hurt at work? Speak with an attorney, first and foremost. Workers compensation provides employees with the benefits they need to help sustain them financially while they deal with their injuries. The amount of these benefits is typically based on employees’ current wages, and whether or not the workers are temporarily or permanently disabled by their injuries. In most cases, workers comp will also pay the surviving spouse or dependents cash benefits if an employee’s injury results in death.
Work life is unpredictable. One minute you’re climbing ladders like a champ, the next, you’re being carted away on a stretcher because of a nasty fall. Workers comp can help take the worry out of how you’re going to pay your medical bills and meet other expenses while you recover. All companies are required to abide by the workers compensation law, so don’t be bashful about asking your boss how it works, or seeking an attorney. You never know when you may need it.
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